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Right to Buy Council House Tenant Mortgages and Housing Association Tenant Mortgages from Regency

Right to Buy Council House Mortgages and Housing Association Mortgages from Regency

Regency Mortgage Corporation Limited is a UK market leader in arranging mortgages for Council and Housing Association tenants, Regency have served thousands of customers over the last 10 years.

Regency can even help you with your mortgage to buy your council house, or housing association house, if you have difficult circumstances:
  • Self employment
  • Income difficult to prove
  • Poor credit history
  • CCJs
  • Bankruptcy


Find out more details about a 'right to buy' mortgage for your council house or housing association house, from Regency Mortgage Ltd, by filling in this brief contact form...

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*First Name
*Surname
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e-mail address
*Best time to call


Right to Buy Rule Changes

Here is a summary of the main changes that were law from 17th January 2005 in England and Wales. Your council should have more details.

Extension of pre-emption period from 3 to 5 years
Under the old law, if you re-sold your home within 3 years of buying it from the council, you were required to refund (to the council) some or the entire discount that you received when you purchased it. Under the new law, the period where a refund will be payable is extended to 5 years.

Repayment of discount changes to percentage of sale price
Under the old law, if you re-sold your home within 3 years of purchase, the amount you were required to pay back as a % of the discount you received. After 17th January 2005, the amount you are required to pay back is a % of the re-sale price.

Right of first refusal on sale within 10 years
Under the new rules, the council has the option of buying the property back in preference to any other purchaser. The council has this right of first refusal, for up to 10 years.

Get a quote for a 'right to buy' mortgage for your council house or housing association house, from Regency Mortgage Ltd.




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